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About Us

  • Registered as “NBFC with reserve bank of India ,Sugmya Finance Private Limited is today one of the leading and most trusted NBFC company in India. Sugmya finance private limited (SFPL), true to the meaning of its name (‘Easily Accessible’), Bridges the gap between people’s aspirations, wishes and reality. Sugmya finance private limited is a tech-enabled, 100% cashless NBFC company, working towards women and men empowerment under ‘Digital India Mission’. We are a well established business with strong capitalization. Sugmya has played an essential role in the financial system in India by bringing in diversity and efficiency into the financial sector.

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    • Sugmya Finance Private Limited focus is to serve as the financial partner to women and men entrepreneur from Semi-urban, Urban and Rural locations in India. Having its operations commenced in Jan-2019, Sugmya has empowered more than 60 thousands household across different strata of society. Establishing its terrestrial presence through a branch network of 80 branches in over 40 districts with 10 thousands villages of 9 states, Sugmya has grown exponentially over the last 3 years. SFPL offers 3 major financials services : MSME Loans, Micro Loans (IGL & BL) and Consumer durable loans.

Dream big

Sugmya has already helped several families in setting up their small startups.

Enables dignified living

Sugmya offers the perfect financial solutions with high-quality service.

Most Trustworthy Company

Our company includes strong and innate values, delivering the best.

About Sugmya

Best Growth Approach for Financial Solution

Sugmya Finance Private Limited was Incorporated on 28-Sep-2017 and started its operations in Jan-2019. SFPL is one of the fastest growing and profitable NBFC in this segment with 25% and above ROE track record. SFPL 'Income generating micro loan and MSME loan helps self employed women's and men from semi-urban/rural India to build and expend their business and strengthens themselves and the nation as a whole. SFPL has expanded it's operations and currently operating in 40 district and 80 branches. The highlights of SFPL's performance since inception are as follow :

Operational Performance

Total performance stood as INR 132.72 Cr on 31-Oct-2022

Own book portfolio has nearly increased 10 times from INR 7.04 Cr in FY-21 to INR 65.55 Cr. in FY-22, whereas no of borrowers has jumped nearly 12 times during the period.

Over 60 thousand under privileges client with a 99.9% ontime repayment rate.

Financial Performance

Total equity capital and reserves surplus of INR 50 Cr.

Profitability ratio measures like ROCE has increased where, ROCE for H1 FY-23 stood as 22%, where as ROE and NIM stood at 20% and 17% respectively.

Company has maintained sound asset quality despite aggressive growth in loan portfolio till date. SFPL has maintained the CRAR of 30% in FY-21 which is well above the RBI stipulated CRAR of 15% for NBFC/MFI tier I capital stood at 30% resulted due to equity capital infusion an internal accruals.

Total AUM

80%

Active Customers

90%

Implementation of technology

50%

Hassle-free procedure

70%
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