• support@sufinn.com
  • +91-11-40-53-4543
  • Delhi, Pincode: 110092 (India)
To create a happy family of honest customers, delighted investors and ambitious people striving for strengthening the nation as a whole.

Serving our customers as a true Financial partner in their inclusive growth journey with utmost simplicity, transparency and professionalism.
"easily accessible"

About –Sugmya

Sugmya Finance Private Limited (SFPL), true to the meaning of its name (‘easily accessible’), bridges the gap between people’s aspirations, wishes, and reality. A Reserve Bank of India (RBI) registered Non-Banking Finance Company with rural and semi-rural financing at the center of its business model, Sugmya provides affordable financing with simple, no-hassle loan products. SFPL offer two major financial services: Personal finance and Group-Based Microfinance.

By offering small ticket income generating loans to bottom of pyramid customers, it offers poor house-hold to increase their income and drastically enhance their livelihood.

We are serving in area and clients where it is not possible for the banks to provide financial services under the current market scenario. This distinctive characteristic of the last mile credit delivery system separates Sugmya from a bank and/or other NBFCs.

We surve as the best
Financial Products

Why is financial needs important? A financial plan acts as a guide as you go through life's journey. Essentially, it helps you be in control of your income, expenses and investments such that you can manage your money and achieve your goals.

Our Journey

Start up
We started our operation from Delhi head quarter in 2019 with short term personal loan.
NBFC-Micro Loan
Our NBFC-Micro Loan vertical became operational from July 2020 through our first branch office in Amlaha (MP). Within short span of 21 months
Operational in 5 states
we are now operational in 5 states with 30 Branches. (MP-4 branch, UP -6 branch, Bihar -19 branch and 1 Branch in Rajasthan)

Our winning awards

When you become an award-winning business, you may be able to charge more for your products and services — and justify doing so.


The current total outstanding of the company stand today is – INR 1271.03 Million (AUM – INR 1017.33 Million) with a presence in 5 states and around 32.5K+ Active clients base. Since beginning, SFPL is using technologies in very effective way and doing 100% cashless collection/disbursement/attendance of clients and maintaining high level of security & data backups providing easy solution to its customer through dedicated online service.

  • What is the procedure of personal loan?

    Visit the branch of the financial lender. Procure the personal loan application form and enter all the required details. Submit relevant documents that prove one's income, age, address and identity. The lender will then verify the documents and check the eligibility of the applicant.

  • How To Get a Personal Loan in 5 Easy Steps?

    Step 1: Determine your requirement. Figure out why you need a Personal Loan and how much you need. ... Step 2: Check loan eligibility. ... Step 3: Calculate monthly instalments. ... Step 4: Approach the bank. ... Step 5: Submit documents.

  • Is Documents required?

    Identity proof (copy of passport/voter ID card/driving license/Aadhaar) Address proof (copy of passport/voter ID card/driving license/Aadhaar) Bank statement of previous 3 months (Passbook of previous 6 months) Two latest salary slip/current dated salary certificate with the latest Form 16.


Our presence in states around India


Successful Running Branches in india


Happy Active clients base. Since beginning

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